'What you sew so shall you reap' is a saying i am sure the majority of us are well aquainted with (at least in the over 25's)! and I think that is more prevelant now in the Business banking sector of this Country than ever before. Time and again I hear from my business partners and fellow bosses about harsh treatment handed out by the beloved big four. Stories of epic fights for the right to common sense are common place with staff being unable or unwilling to correct mistakes made or to lend a helping hand or money where it is obviously so required.
This recession (the longest and hardest I think any of us will ever know pray God) has taken it's toll on many big names and even more small family businesses. The former usually because of a mire of rot that has set in and eaten away at the business for years like a cancer downs a living being. But in the case of the latter a lot of the time it is usually something singular like the loss of one contract or someone doesn't pay their huge bill.
Both happenings are sad and are part of a wide ever changing circle much like life. Life and death should be accepted by us all obviously and if you haven't accepted either yet then my advice is to start planning for both as soon as possible, because if you are reading this then you are definitely alive and the other i guarantee will follow!.
During my time at the helm of a small business I have watched very much in anger at the way the bank's can happily change their tune at the drop of a hat, for instance, these days it is almost guaranteed that you will not see a bank manager as such, you will have a call centre to talk to with staff who will give your details to a group of managers sat at their phones making day to day decisions, or 'God's' as they like to be known.
These guys believe that they have the power of life and death hence the 'God's' quip. One day they will grant a request for a small business and the next they will write their epitaph and even contact the undertaker for them while selecting the hymns, that is the power that they yield and revel in. These pompous underlings with the business acumen of a fried potato chip are all that stands between economic growth and stagnation, no surprise a double dip here then.
In fact, this is not exactly correct. You see, as much as the God's would like to think they have the ear of British business and that they make all the life and death decisions, they too are being used by their bosses to simply fire the bullets, they have no more power than the man in the street. The real decision makers are shareholders. Banks are a business. never forget that while you are dealing with them and you will be fine, the difference is to a certain extent they have a captive audience and rather than be customer driven they drive the customer.
Like it or not we are all in the same boat, a group of people in this Country have the say on how this economy runs and it isn't MP's, they (the banks) have it wrong and we will stay in recession until that changes. To rebuild Britain we need to rebuild the businesses that made us the best. We dont need sound bites from politicians especially quite frankly the worst government in living history (except the Gordon Brown era of course), we need a recovery plan. Now there is a word you worryingly don't hear at the moment...recovery.
My point of writing today however is that through talking to other like minded business people there is one fact that remains a constant. It is a message to all those banks who wallow in their own self righteousness preaching to the brow beaten small businesses about austerity and planning while dining out with the very money that those small businesses paid out in order to bail out those pompous, immoral beings from their self made holocaust and STILL they hand out bonuses.
Cometh the day ... if the banks continue their course of greed and intolerance as they are now then when we do get to a meaningful recovery there is going to be a very very tough time ahead for the 'God's' and their henchmen bosses. Even I dare to say a banking revolution. I personally cant wait.
This recession (the longest and hardest I think any of us will ever know pray God) has taken it's toll on many big names and even more small family businesses. The former usually because of a mire of rot that has set in and eaten away at the business for years like a cancer downs a living being. But in the case of the latter a lot of the time it is usually something singular like the loss of one contract or someone doesn't pay their huge bill.
Both happenings are sad and are part of a wide ever changing circle much like life. Life and death should be accepted by us all obviously and if you haven't accepted either yet then my advice is to start planning for both as soon as possible, because if you are reading this then you are definitely alive and the other i guarantee will follow!.
During my time at the helm of a small business I have watched very much in anger at the way the bank's can happily change their tune at the drop of a hat, for instance, these days it is almost guaranteed that you will not see a bank manager as such, you will have a call centre to talk to with staff who will give your details to a group of managers sat at their phones making day to day decisions, or 'God's' as they like to be known.
These guys believe that they have the power of life and death hence the 'God's' quip. One day they will grant a request for a small business and the next they will write their epitaph and even contact the undertaker for them while selecting the hymns, that is the power that they yield and revel in. These pompous underlings with the business acumen of a fried potato chip are all that stands between economic growth and stagnation, no surprise a double dip here then.
In fact, this is not exactly correct. You see, as much as the God's would like to think they have the ear of British business and that they make all the life and death decisions, they too are being used by their bosses to simply fire the bullets, they have no more power than the man in the street. The real decision makers are shareholders. Banks are a business. never forget that while you are dealing with them and you will be fine, the difference is to a certain extent they have a captive audience and rather than be customer driven they drive the customer.
Like it or not we are all in the same boat, a group of people in this Country have the say on how this economy runs and it isn't MP's, they (the banks) have it wrong and we will stay in recession until that changes. To rebuild Britain we need to rebuild the businesses that made us the best. We dont need sound bites from politicians especially quite frankly the worst government in living history (except the Gordon Brown era of course), we need a recovery plan. Now there is a word you worryingly don't hear at the moment...recovery.
My point of writing today however is that through talking to other like minded business people there is one fact that remains a constant. It is a message to all those banks who wallow in their own self righteousness preaching to the brow beaten small businesses about austerity and planning while dining out with the very money that those small businesses paid out in order to bail out those pompous, immoral beings from their self made holocaust and STILL they hand out bonuses.
Cometh the day ... if the banks continue their course of greed and intolerance as they are now then when we do get to a meaningful recovery there is going to be a very very tough time ahead for the 'God's' and their henchmen bosses. Even I dare to say a banking revolution. I personally cant wait.
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